Resource Center
Attorney-reviewed explanations of the Florida rules that decide injury claims — written for people making decisions, not for search engines.
The Florida Personal Injury Guide
A Florida injury claim requires proving another party's negligence caused your harm. Most claims must be filed within two years, recovery is reduced by your share of fault and barred above 50%, and damages include medical costs, lost income, and pain and suffering.
Florida's Modified Comparative Negligence Rule
Since March 2023, Florida follows modified comparative negligence: your damages are reduced by your percentage of fault, and you recover nothing if you are found more than 50% at fault. Medical negligence claims are excepted from the 51% bar.
Florida Statute of Limitations for Injury Claims
Most Florida negligence claims accruing on or after March 24, 2023 must be filed within two years. Wrongful death is two years from death, medical malpractice is two years from discovery with a four-year repose, and government claims require pre-suit notice within three years.
Insurance Company Tactics After an Injury
Carriers reduce claim value through fast lowball offers, recorded statements, broad medical authorizations, surveillance and social media review, and delay while your bills mount. You are not required to give the at-fault carrier a statement or unlimited access to your records.
What Is My Case Worth?
Case value is driven by the severity and permanence of the injury, total past and future medical costs, lost wages and earning capacity, pain and suffering, the strength of liability evidence, and — critically — the insurance limits actually available to pay the claim.
What To Do After a Car Accident in Florida
Call law enforcement, seek medical evaluation within 14 days to preserve PIP benefits, photograph vehicles, the scene, and injuries, collect witness contact information, notify your own insurer, and decline a recorded statement to the other driver's carrier until you have advice.
Understanding Contingency Fees
A contingency fee means the attorney is paid a percentage of the recovery and nothing if there is no recovery. Florida contingency fee agreements must be in writing, disclose the percentage tiers, and explain how case costs and liens are handled before you sign.
Frequently Asked Legal Questions
The questions injured Floridians ask most concern deadlines, whether partial fault bars recovery, how much cases are worth, whether to speak with adjusters, what attorneys cost, and how long claims take. Each is answered in plain language below and on the firm's FAQ page.
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If you've been injured because of someone else's negligence, speak directly with Bruce Botsford, Esquire to discuss your legal rights and options.
(954) 222-FIRM · (954) 222-3476 · Legal@BotsfordLegal.com