What To Do After a Car Accident in Florida
Quick Answer
Call law enforcement, seek medical evaluation within 14 days to preserve PIP benefits, photograph vehicles, the scene, and injuries, collect witness contact information, notify your own insurer, and decline a recorded statement to the other driver's carrier until you have advice.
Key Takeaways
- Treatment within 14 days is required to keep Florida PIP benefits.
- Photograph everything before vehicles are moved or repaired.
- Report to your own carrier; be cautious with the other carrier.
At the Scene
Get to safety, request police and EMS, and photograph all vehicle positions, damage, debris, skid marks, traffic controls, and license plates. Ask witnesses for names and phone numbers — the crash report often omits them.
In the First Two Weeks
See a physician promptly and describe every symptom, keep all bills and out-of-pocket receipts, preserve the vehicle before repair if the crash mechanics are disputed, and avoid posting about the crash on social media.